dancingshlee4285 asked:


My husband I just bought home in July 2008 for 87k. Our interest rate is at 6.25. With the mortgage rates falling because of the economy, we would like to refinance to pay off some bills and to get a lower rate. We are first time home buyers and have a fixed 30 year FHA loan. Do we have to wait one whole year to finance or can we do it now?

Edward

Cobabeology asked:


With the Fed’s decision to cut interest rates, I understand that banks will follow suit and lower interest rates. How fast will it take for these changes to go into place? At what point should people begin to investigate refinancing their mortgages and other loans where it will actually reflect the new rates?

Sarah

Luckys Charm asked:


I just purchased a home but my interest rate? S was very up 9% I would like to refinace m? Forward s better to lower my payment rates. cu? nt have time to wait.

Dora

followingmybliss asked:


We own a commercial building of the plum in the middle of the best part of the city center of a small town. I cr? — Dito higher on 800. My sister has about 780. We want to refinance again. Our interest rate? S is 8.5%. There are comparable? As reputable fund again to a much better rate?

Dustin

Christina B asked:


we bought our house a month ago and has just been approached by a company? to that b / c my ADO is a veteran who could? masters get an interest rate? sm? s low. Is it acceptable to fund early again?

Marlene

captronalli asked:


I think I would take advantage of low interest rates? S

Fred

becky a asked:


Didn 't get a great interest rate, but just take what they gave us representation. I know that the proxy may sometimes cheat to take your fare, and did not shop around at other banks to see if we could get better. Just wondering if it is possible or whether it could hurt your credit account.

Patricia

Denny M asked:


A family member is going on with this situation in Pennsylvania. I imagine that the bank gave them a better interest rate based on the fact that the Trust iban. However, forget the bank, and is now trying to increase its share of several hundred dollars each month. Can 't just pay the taxes and homeowner' s insurance on their own?

Jessica

Heather A asked:


I have not yet bought a home but I am curious what effects refinancing. Is it based on how much equity you have built?

Glenn

Babydoll asked:


My interest rate on my car is too high. I need to get it lowered to lower my payments. I am paying 400 a month for 5 years on a 16000 dollar vehicle. Help Please!

Kristen