Cobabeology asked:


With the Fed’s decision to cut interest rates, I understand that banks will follow suit and lower interest rates. How fast will it take for these changes to go into place? At what point should people begin to investigate refinancing their mortgages and other loans where it will actually reflect the new rates?

Sarah

Jon C asked:


? Just wanted to know if anyone is funding again? Success with CitiMortgage mortgage through? S program to produce affordable home? N? I've been calling Citi and dej? my infor. and there is no one called back. His frustration? No, I just wanted to take advantage of the reduced rate. I don 't know if the same thing happening to other people.

Vernon

dfs raj asked:


Hi all, have you ever received a loan offer to ease your financial difficulties on thi site? How genuine are they? Is anyone out there who could share their experience in successful assistance of loan?
I pose this question cos a few of them approached me with their offers. But then I find the requirements too simple with insistence on cash collateral of 2-2% of the total amount requested. As I mentioned earlier in my intro, I ‘m keen to know more on this issues to effectively help many of the people out there. Thanks guys for all the answers.
To Curious,

Not indended to be on this section. Guess I overlooked that.

Minnie

NicosMommy asked:


My husband and I are so tired of dealing with shady refinance people. We know that our credit is not good (550’s) but is there anyway we can still get a halfway decent refinance? We have not had any issues paying our mortgage on time since 2004, but we have hard a hard time catching up on other past due accounts. We want to refinance and get a little money out so that we can hopefully pay off all of our debt and start fixing our credit. I just don’t want to get screwed by junk fees, unneccessary closing costs and a rate that kills us every month. Is this even possible?

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